Want to know exactly how much you spend on clothes, restaurants or even DVD rentals? There are some free web sites to keep track of your money and save money.
A recent USA Today Gallup poll reveals that 74 percent of Americans have reduced spending in the last six months due to concerns about income and debt.
The nation is in recession, hundreds of thousands of people have lost their jobs and pensions are in decline as the stock market has a beating. Consequently, belt-tightening is in vogue.
Free Online Money Management
More Americans are closely watching exactly how much money is spent and where to spend it. Check their card statements, bank accounts online or make your own worksheet.
However, consumers now have more options to keep track of their finances. Inclusion in the budget has never been easier thanks to a series of money management sites free.
Mint.com
According to the website of the company, Mint.com ‘s money management and budgeting software online was made available to the public in September 2007. The company claims more than 600,000 people to use their services, over 2,000 new users coming on board every day.
Mint.com said it was monitoring 50 billion U.S. dollars in transactions, $ 15 billion in assets and has identified more than 100 million dollars in potential savings for its users. The typical user of Mint.com is $ 1,000 of savings on your first visit, according to the company.
Registered users are anonymous using your e-mail. Download Mint.com and organizes the operations of over 7,500 users of banks, credit cards and investment accounts daily. Your data will be accessible via the Internet or by telephone.
The companies also advise users to low balances, bank fees, upcoming bills and account activity, even potentially suspicious. Addition, Mint.com offers specific suggestions and personalized customer can save money.
Safety: Mint.com says he does not know the identity of the user. They also offer a security level of data protection and privacy.
Geezeo.com & Wesabe.com
These sites also allow people to consolidate their bank and credit card to track your expenses. However, Geezeo.com and Wesabe.com also the additional feature of having a Facebook or MySpace, the kind of feeling.
Both have the potential of social networks. In Geezeo.com, users can publish their thoughts in a forum called “silver” Confessions. “An anonymous user wrote:” I spend almost as much as I do on taxes found on food. I have to stop the cycle! ”
Websabe.com recently introduced the “cutting tool, which helps users spared no monthly fees.
Both sites offer blogs, forums and discussion groups where users can share information or seek a second opinion on a variety of topics.
Information users can access the Internet or mobile phone.
Wesabe.com is made available to the public in 2006. Geezeo.com was published the same year the DebtFolio.
Safety: According to data from sites, users are kept confidential funding, even if people are allowed to share information about themselves with other members.
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